Developer? Start building with the
LevelCredit API

Sign up. Connect your bank.
Get the credit you deserve®.

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Build credit without taking on debt

Get the credit you deserve® by adding some of your largest monthly payments to your credit report with the major credit bureaus.

How it works

Create your account

Create your account with some basic information

Connect your bank

Bank-level security keeps your data safe

Select your payment

Your payments will be added automatically going forward

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Get started in under five minutes

Setting up an account is simple and risk-free

Sign up and connect to your bank account

1. Sign up and connect to your bank account

  • Create your LevelCredit account with some basic information
  • Connect to your bank with confidence, thanks to our high-level data encryption.
Select your payment — and leave the rest to us

2. Select your payment — and leave the rest to us

  • Securely link your bank to your LevelCredit account.
  • Identify your rent, cell phone and utility payments using our simple tool.
Get credit for payments you're already making

3. Get credit for payments you're already making

  • See all the new account tradelines on your credit report.
  • See your score impact from a complete picture of your credit history.
LookBack 24 months

4. LookBack: Add your past payments

  • Add up to 24 months of past rent, cell phone and utility payments to your credit report.
  • No past payments to use? No problem. You've got your whole future ahead of you.
"I had a bunch of old stuff on my credit and this created a new on-time payment record which shot my score up almost 50 points in the first month alone."
Natasha T.

Get insights and updates, any time

Check your score and get personalized tips for reaching your financial goals.

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Feel empowered

It’s your credit. Now you can see it all – including the major monthly payments you’re making – on the LevelCredit platform.

Get the support you need

You’ve got questions. We’ve got experts available to answer them wherever you are, whenever you need us.

Pricing

LevelCredit Subscription

$6.95/mo

Add monthly payments to your credit score


Key Features

  • Adds rent, cell phone and utility payments
  • Major credit bureaus
  • Track score building
  • Credit score insights
  • $1M Identity Theft Insurance

LookBack (optional)

$49.95/one-time

Adds up to 2 years past payments


Key Features

  • Build credit fast
  • Finds past rent, cell phone and utility payments
  • Bundle up to 24 months past payments
  • On time fee
  • Big average score increase

Start building your credit score

No hidden fees, no commitments.

Get started
Still have questions? Chat with us

Frequently asked questions

How does this help my credit?

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Will it hurt my credit if LevelCredit doesn't find a payment by the due date?

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What if I pay a different amount each month?

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Can my spouse/roommate/family member build credit too?

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