1. Sign up and connect to your bank account
- Confirm your identity with a few quick questions to create a LevelCredit account.
- Connect to your bank with confidence, thanks to our high-level data encryption.
Build credit without taking on debt
We help you get the credit you deserve® by adding the large monthly payments you’re already making to your credit report with the major credit bureaus.
Create your account
Answer a few questions to securely confirm your identity at no charge
Connect your bank
We use bank-level security to protect your data
Select your payment
We’ll report them automatically going forward
Get started in under five minutes
Setting up an account is simple and risk-free
2. Select your payment — and leave the rest to us
- Securely link your bank to your LevelCredit account.
- Identify your rent payment using our simple platform.
3. Get credit for payments you're already making
- See a new rental agreement tradeline on your credit report.
- See your score benefit from a complete picture of your credit history.
4. Bonus: Opt in to report past payments
- Report up to 24 months of past payments on the same lease for a one-time fee.
- No past payments to report? No problem. You've got your whole future ahead of you.
Get insights and updates, any time
Check your score and get personalized tips for reaching your financial goals.
Feel empowered
It’s your credit. Now you can see it all – including the major monthly payments you’re making – on the Credit Builder platform.
Get the support you need
You’ve got questions. We’ve got experts available to answer them wherever you are, whenever you need us.
$1M Identity Theft Insurance & Restoration - backed by Transunion.
Criminals can get a payday loan in your name, even file tax returns. Identity theft is a serious issue, so we're including a serious benefit.
- ZERO Deductible $1M Identity Theft Insurance
- Access to a Personal Case Manager
- 7 Year Extended Fraud Alerts
- Police Reports Completed
- One-to-One Guidance
- 100% Guaranteed Credit Restoration
Fraud is on the rise
16.7M
US victims of fraud
16%
Up year over year
6.64%
U.S. adults experienced fraud
154.5M
Hours resolving fraud
