Leveling the credit playing field
On a mission to make credit accessible to all
LevelCredit by Self is a consumer data reporting company. With it’s product RentTrack it disrupted the credit industry back in 2014 by becoming the first online rental payment platform to report residents’ payments to all three major credit bureaus. Initially, RentTrack focused solely on property management companies, giving property managers a convenient online payment platform while also giving their residents a way to use their rent payments to build credit – without taking on any new debt. Evolving past payments processing, RentTrack now offers a credit-building amenity property managers can offer to renters as well as a full compliance solution for legislation affecting affordable housing in a number of US states.
RentTrack wanted to help even more people take control of their financial future. After all, doesn’t everyone deserve to earn credit for paying rent, even if they aren’t renting fromr a property that utilizes the platform? For most renters, it’s their highest monthly expense, so they decided to make it possible for anyone to build credit with their responsible payments, no matter how they pay, and that’s where the consumer product and parent brand, LevelCredit, comes in. In just minutes, anyone can sign up for an account, securely connect to their bank, tag their bill payments, and start building credit for payments they’re already making.
Today, LevelCredit is the industry leader at reporting monthly rent payments to TransUnion, and Equifax, and recently launched the ability for users to report cell phone and utility payments. With all of these obligations, LevelCredit also supports up-to 2 years of past payment reporting, giving users a longer tradeline history and building their credit. But that’s not all they do – LevelCredit also includes score tracking, personalized insights, credit protection and $1M Identity Theft Insurance and Restoration to keep fraud and identity theft at bay.
LevelCredit takes customer security and satisfaction seriously by backing up everything they do with a 100% satisfaction guarantee and following bank-level security standards, because everyone should feel empowered to take control of their financial future, no matter where they are on their credit journey.